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Move into your dream home with a 5% deposit

The new Help to Buy: Equity Loan scheme was launched on 1 April 2021 to help first time buyers. The new scheme will run until March 2023.

The government will lend homebuyers up to 20% of the cost of a newly built home. You’ll need to pay a minimum deposit of 5% of the property purchase price and arrange a repayment mortgage of at least 25% of the property purchase price.

You can then borrow an equity loan to cover from 5% and up to 20% of the property purchase price of your newly built home. The equity loan percentage you borrow is used to calculate your interest and equity loan repayments.

To find out more about the Help to Buy scheme in England Click Here.

For more information on Help to Buy Wales Click Here.


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